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# International Wealth & Prosperity

## Sitemaps

- [XML Sitemap](https://iwpsa.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [News](https://iwpsa.com/news/)
- [The rise of passive equity funds in the US](https://iwpsa.com/2019/08/12/the-rise-of-passive-equity-funds-in-the-us/) - The traditional belief in investment management was that active managers was the key way for investors to earn alpha, or excess returns. In recent years, underperformance by active managers has seen a rise in passive investing. The debate between active or passive is one that is not new, nor too old, but how big are
- [Why the JSE is walking backwards compared with offshore markets](https://iwpsa.com/2020/10/30/why-the-jse-is-walking-backwards-compared-with-offshore-markets/) - Convert its returns into US dollars and it looks miserable. In the last decade the S&P 500 shot up nearly three-fold, while the JSE Top 40 (in US dollars) struggled to gain just 20%. Image: Moneyweb The JSE Top 40 index looks reasonable when measured in steadily-depreciating rands, but measured in US dollars it looks
- [Why this might be the best time in years to invest offshore](https://iwpsa.com/2021/08/30/why-this-might-be-the-best-time-in-years-to-invest-offshore/) - The rand is strong and the JSE is a tiny bucket in the global sandbox. By Ciaran Ryan 28 Jun 2021 The historical returns on the JSE versus the S&P 500 when compared in the same currency are worth looking at. Image: Shutterstock Take a look at the graph further down comparing the JSE Top 40 index
- [The active vs passive debate is over](https://iwpsa.com/2021/08/30/the-active-vs-passive-debate-is-over/) - Most active fund managers fail to beat their selected benchmark over time. By Ciaran Ryan 5 Jul 2021 Active fund managers argue that their stock picking and asset allocation skills provide them with an advantage over index tracking funds. In theory this may be true, but in reality very few active managers outperform the index over any
- [Beware the pitfalls of offshore investing](https://iwpsa.com/2021/08/30/beware-the-pitfalls-of-offshore-investing/) - Estate duty and inheritance tax may be payable on foreign assets on the death of the investor. By Ciaran Ryan 12 Jul 2021 Stories abound of South Africans being hit with 40% tax on their UK and US portfolios. “It’s a situation that is entirely avoidable if you do the right planning,” says Pierre Cloete, CEO of
- [If you have secret offshore assets, chances are SARS knows about them](https://iwpsa.com/2021/08/30/if-you-have-secret-offshore-assets-chances-are-sars-knows-about-them/) - Common Reporting Standards (CRS) mean information is being exchanged with 87 foreign countries – and the figure is growing. By Ciaran Ryan 19 Jul 2021 Coming clean and volunteering information before SARS conducts an audit is likely to result in a better and more sympathetic outcome. If you have offshore assets that you expected to keep a
- [ETF Fear Mongering Myths](https://iwpsa.com/2019/08/19/etf-fear-mongering-myths/) - ETFs have existed for more than 26 years. That’s longer than a third of the U.S. population has been alive. Through the dot-com crash, the Global Financial Crisis, taper tantrums—and, more recently, a 20% market swoon in the back half of last year—ETFs have aged well. But somehow, ETF fear mongering is still alive and
- [3 Reasons Passive is Becoming the #1 Choice for ESG](https://iwpsa.com/2019/08/12/3-reasons-passive-is-becoming-the-1-choice-for-esg/) - Should you go with an active manager or index fund to execute your sustainability-driven strategies? Whether or not you use an active or indexed approach to pursuing your ESG investment goals probably depends on who you ask. But the evidence is strong that index funds might be the wise choice. Here’s one reason why that’s
- [Don’t stop believing in the benefits of indexing](https://iwpsa.com/2019/08/06/dont-stop-believing-in-the-benefits-of-indexing/) - There is no sure thing in investing. Markets fluctuate, sectors surge and then fade, and past performance has no bearing on future success. These uncertainties can be cold comfort for investors who are saving for retirement, putting their kids through college, or starting a business. Indexing has provided an antidote to some of the unpredictability
- [The ETF fee wars rage on, even for complex strategies](https://iwpsa.com/2019/07/22/the-etf-fee-wars-rage-on-even-for-complex-strategies/) - By Elisabeth Kashner, CFA | July 22, 2019 The first half of 2019 marked a tiny shift in fund investment trends, with investors showing some willingness to try complex strategies. For years, dollars have flowed to the cheapest, broadest, and simplest household-name passive funds such as IVV-US, the iShares Core S&P 500 ETF. The trend rewarded low-cost providers
- [ETFs For 2nd Half of 2019](https://iwpsa.com/2019/07/18/etfs-for-2nd-half-of-2019/) - This article is part of a regular series of thought leadership pieces from some of the more influential ETF strategists in the money management industry. Today's article is by John Davi, chief executive officer and chief investment officer of Astoria Portfolio Advisors in New York City. As investment managers at Astoria, we meet regularly to

## Pages

- [Home](https://iwpsa.com/) - Specialist Offshore Investment Advisory Open lines of communication are vital in this business; it is important that clients are aware of the risks as well as rewards within the proposed investment strategy.Our ServicesTailored to Your Needs We offer a highly personal, bespoke service based on a long-term view of investments and risk profiling.Our TeamTotal ConfidenceTotal
- [Our Team](https://iwpsa.com/about/our-team/) - Meet the Team. Who We Are? Pierre Cloete Director Cheryl Boulle Office Administration Manager Matthew StaveleyRepresentative and Client Relations Consultants Matthew EsterhuizenCFA (Investment Management) Megan AylwardInvestment Management
- [Active vs Passive](https://iwpsa.com/active-vs-passive/) - Active vs Passive The debate regarding active and passive investing has been going on for decades with it being the most debated and researched topic in the investment industry. Regardless of this, the topic has in recent years received renewed attention with various investors from each side of the equation putting forward arguments and statistics
- [ETFS](https://iwpsa.com/etfs/) - What is an ETF? An ETF, also known as an Exchange-Traded-Fund, is a liquid financial instrument that tracks a particular stock index, commodity, bond, or basket of assets. ETFs are similar to mutual funds with the key differential being the fact that ETFs trade like common stock on an exchange. The price of an ETF’s
- [Services](https://iwpsa.com/services/) - Services At IWP we offer a complete range of financial and investment advice, backed by our years of experience and delivered with our customary personalised approach to service. We specialise in offshore investments but we are also experts in assessing and recommending local investment opportunities and financial products. Financial Advice Assessment of your current financial
- [Contact Us](https://iwpsa.com/contacts/) - Contact Us Contact Details Address: 27 Pretoria St, Oaklands, Johannesburg, 2192Phones: +27 [0]11 483 0375E-mail: info@iwpsa.comWe are open: Mn-Fr: 8:30 am – 5:00 pm Let’s Get in Touch Name Email Phone Message Send Enquiry
- [Newsletters](https://iwpsa.com/about/newsletters/) - Newsletters Please view our archive of newsletters below. 2020 Coronavirus Newsletter Today, we would like to bring you a very informative paper regarding the crash in the global financial markets. This paper from Vanguard, one of the world’s largest investment companies with over 30 million investors, will give you market understanding and advice on dealing
- [FAQs](https://iwpsa.com/about/faqs/) - Frequently Asked Questions Find some answers to more common questions that we receive from clients below. Why should you choose IWP? IWP has been in the financial services business for over 25 years now, with the same core team, values and dedication.It is our belief that Personal finance is about more than money, it is
- [Compliance](https://iwpsa.com/about/compliance/) - Compliance IWP is fully compliant with all relevant South African legislation and regulations relating to the non-banking financial services industry, and we only work with business partners that also enjoy this status.IWP is registered with the FSB and we have engaged the services of independent compliance consultants. We have outsourced our business accounting and we
- [Business Partners](https://iwpsa.com/about/business-partners/) - Business Partners During his considerable experience in the financial services and advisory industry, IWP has built up a significant network of contacts and enjoys excellent relations with his peers in industry.Their in-depth knowledge of the industry has enabled them to select only the finest business partners, who share IWP’s commitment to personal service and excellence
- [About Us](https://iwpsa.com/about/) - About Us International Wealth & Prosperity are specialist investment advisors. We pride ourselves on delivering a highly personalised approach to managing your investment portfolio, and we look to achieve long term growth both in your investments and in our relationship with you.We carefully tailor our advice to your specific needs, taking into account risk profiling

## Categories

- [Uncategorised](https://iwpsa.com/category/uncategorised/)
- [ETFs](https://iwpsa.com/category/etfs/)
- [Investing](https://iwpsa.com/category/investing/)
- [Active versus Passive](https://iwpsa.com/category/active-versus-passive/)